3 Differences Between Recourse And Non-Recourse Factoring


Factoring is a process that involves selling accounts receivables for cash, and it can significantly improve the cash flow of a business. Through factoring, a company is able to collect accounts receivables right away, which is why a lot of trucking companies use it. If you currently do not use factoring and would like to start, there is one key aspect of factoring you should examine when choosing a company to use for your trucking business.

16 March 2016

Payday Loans And Bankruptcy -- Your Questions Answered


If you are struggling to pay your bills, you might be considering filing for bankruptcy. However, if you have an outstanding payday loan or two, you may be curious as to how that affects any bankruptcy proceedings or filings. Here are a few frequently asked questions you may have if you are considering filing bankruptcy with outstanding payday loans. Can Payday Loans Be Discharged in Bankruptcy? If you are filing bankruptcy and you have outstanding payday loans, you can discharge this type of debt in bankruptcy.

2 November 2015

What To Do When The Collectors Are Calling


If you have fallen into financial distress, knowing that you owe people and businesses money can be a paralyzing situation. It's common to feel anxious and worried when collection agencies call or send you mail. You might be embarrassed, frustrated and concerned for your future. If you are in this predicament, taking a few steps can help minimize your stress levels and get you back on the road toward a better financial future.

5 August 2015

What You Need To Know About Taxes And Selling Structured Settlements


If you've been awarded a structured settlement, you may be wondering about how you can turn that periodic payment into immediate cash. As a result, you might consider selling your settlement for a lump sum. One of the most common mistakes that people make is assuming that any non-taxable structured settlement is automatically going to result in a tax-free lump sum. Here's a look at what you need to know before you commit to a settlement so that you can avoid any tax misunderstandings.

15 July 2015

3 Things To Know About Car Equity Loans Before You Take One


When you need money fast and own a car outright, you could use the title of this car to get a loan. This is a simple way to borrow money, but it is also risky. Before you rush out and take a car equity loan, you should fully understand what you are getting into. You should take the proper steps to protect yourself and your car, and you can do this by understanding three things.

14 July 2015

3 Reasons To Choose A Credit Union Over A Bank


Are you happy with your current bank, or are you considering switching? If you're thinking about making a switch, now is the time to look into credit unions. While not everyone can join a credit union, there are numerous reasons you should if there is one in your area that will allow you to become a member. Here are three big reasons you should consider a credit union as you look for a new place to bank.

7 November 2014

4 Things Every First Time Home Buyer Should Know About USDA Home Loans


If you're in the market for your very first home, chances are you are having a hard time finding a mortgage. Either you can't get approved for a loan or you simply don't have the money to put down on the house. The housing market isn't very friendly to people right now, so you may think that you might be out of luck. Fortunately, there is another way. A U.S. government program is out there that can not only get you a loan on a brand new home, but also make things easier when it comes to managing it financially.

9 October 2014