Deciding Which Loan To Take Out

As soon as I realized that my personal financial picture was a little bleak, I started thinking about taking out a personal loan. I wasn't really looking forward to going into debt, but I knew that if I wanted to solve a few short-term problems, a loan would be the way to go. I talked with a few of my local financial institutions to get a good idea of what they could offer me, and then I sat down to go over the paperwork. It was incredible to see how much money I could save by securing a lower interest rate. Check out my blog for more information about loans.

3 Long-Term Consequences For Individuals Who Can't Post Bail

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If you, a friend, or family member find yourself unable to post bail when you're accused of a crime, you know there are short-term consequences of not being able to post bail. You'll miss work or school, and you won't be able to tend to your familial or personal obligations. Unfortunately, there are also long-term effects for accused individuals who aren't able to post bail. Here are a few common long-term consequences you might experience if you can't post your bail.

1. You're Likely to be Financially Insecure

Most people live paycheck to paycheck; it only takes a few weeks of unpaid time away from work to put them at risk of falling behind on their bills and losing their cars and houses. Once you're behind on your bills, it's hard to get caught up, especially if you also have to pay legal expenses to defend yourself. You might find yourself financially insecure for months or years after your time in jail. 

2. You're More Likely to Accept a Plea Bargain for a Crime You Didn't Commit

Many individuals try to minimize the amount of time they're in jail by accepting a plea bargain, even if they know they're innocent of the crime they're accused of. When your case goes to trial, you must stay in jail if you're not able to post bail or get your bail reduced.

If you're accused of a fairly minor crime, you might not think it's that big of a deal to admit guilt if it hastens your release by months. However, accepting a plea bargain will likely leave you with a criminal record that will increase your chances of being arrested or convicted of future criminal offenses. 

3. You May Lose Time with Your Children

Many individuals have children with former partners or spouses whom they share custody with. When you're in jail, you aren't able to take your kids for your specified days or make scheduled visitations. Unfortunately, it's possible for your ex-partner to use the time that you miss with your children against you (even though you were physically unable to see your kids while in jail).

Whether or not your missed visitation affects your child custody arrangement depends on how long you're in jail and the specifics of your child custody case. If you're in jail for months waiting for your trial date, your ex-partner may petition for full custody since you won't be able to care for your kids for an extended period. Though you can try to petition for joint custody or visitation once you're out of jail, this is a lengthy, expensive process that adds to the expenses associated with your arrest. 

To avoid these problems, contact a local bail bondsman.

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23 October 2019